Terms

Terms of use

This website is run by Susman Insurance Agency, a licensed insurance agency in California (License 0B75129). It supplies general information about term life insurance and a tool that obtains carrier quotes from your answers.

Quotes are estimates. Rates displayed are provided by carriers for your selected rate class and provided for information purposes only. They are not an insurance offer, a rate guarantee, or an approval promise. The issued policy, its endorsements, and underwriting results determine the actual premium, class and approval.

No coverage is bound here. Submitting a quote request, completing an application or sending a contact message does not create coverage. Coverage starts only when a carrier issues a policy, it is authorized and premiums are paid.

Availability. Carriers, products and rates differ by state and individual and may shift without advance warning. Quotes are displayed for California residents.

Information. Content on this site delivers general guidance and is not legal, tax or investment counsel. Verify anything critical with a competent advisor.

Third-party platform. The application page incorporates a secure application service operated by a third party under separate terms.